Legal & Educational Disclaimer

Please read this disclosure carefully before using the ValarchiX platform.

Core Principle: Education, Not Recommendations

ValarchiX is built solely as an interactive educational simulator to help users understand business economics, tax regimes, compounding mathematics, and valuation metrics. We strictly adhere to our motto: “We don't tell what to pick, we tell how to pick.” The platform never issues buy, sell, or hold recommendations for any security or asset class.

No Unregistered Investment Advice

ValarchiX is not a registered investment advisor with the Securities and Exchange Board of India (SEBI). The metrics, CAGR comparisons, planners, and calculator outputs shown on this site are purely mathematical simulations based on user-supplied inputs and historical feeds. They do not constitute personalized financial planning, taxation advice, or investment recommendations.

Consult Certified Professionals

Financial decisions involve risks. The planners and estimators provided are designed as learning aids, not guarantees. We highly recommend that you seek the services of a certified financial planner, tax consultant, or SEBI-registered investment advisor before making real-world investments or filing taxes.

Mathematical Estimates & Historical Data

Historical Performance: Past NAV data, index growth, or rate returns are strictly for retrospective analysis and do not guarantee future returns.
Tax Calculations: Slabs and exemptions reflect current Indian Income Tax provisions (Old vs New Regime) but are subject to legislative changes. Verify with an official CA.
Inflation Variations: Future costs are projected using standard category estimates (e.g. 10% for education, 6% general CPI). Actual real-world inflation may vary.