XIRR Calculator
Find the true annualized return on your SIPs, mutual funds, and any investments made on different dates. Enter your cash flows and get your XIRR instantly.
Your investments
XIRR annualizes returns across investments made on different dates. It is the money-weighted rate that makes your cash flows balance. Calculated in your browser. Nothing is stored.
Why XIRR is the number that matters
Most people judge an investment by how much it grew: put in 1 lakh, now it is worth 1.35 lakh, so a 35% gain. That absolute return hides the one thing that lets you compare investments fairly: time. A 35% gain over six months is extraordinary; the same gain over ten years barely keeps up with inflation.
XIRR (Extended Internal Rate of Return) solves this by calculating your exact money-weighted annualized return, accounting for the timing and amount of every single cash flow.