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“We don't tell what to pick, we tell how to pick”

Debt Fund Explorer

Compare credit qualities, maturity durations, and default risks of fixed-income instruments.

đź’ˇ Motto: We don't tell what to pick, we tell how to pick.
RBI Policy Repo Rate6.5%
Sovereign 10Y Bond Yield6.95%
CPI Inflation Baseline5.09%
Debt Instruments Categories:

Liquid Funds

Average Duration: Up to 91 Days

Low Risk
VolatilityExtremely Low
Credit Quality TargetHigh (Sovereign / AAA)
Maturity LimitUp to 91 Days
How it works:

Invests in highly secure certificate of deposits (CDs) and commercial papers with maturities under 91 days. Yields track central bank interest rates closely.

Who is this suitable for?

Parking immediate emergency cash, business reserves, or lump sums before transferring to equities.

Debt Fund Risk Parameters (Education Card)

1. Credit Risk (Default)

This is the risk that companies borrowing from the fund fail to pay back the principal or interest. Sovereign debt (issued by RBI) has zero default risk, while lower-tier corporates carry higher risk.

2. Interest Rate Risk (Duration)

When central bank interest rates **rise**, bond prices **fall**. Long-duration funds suffer heavy price drops during interest rate hike cycles. Short-duration funds are highly protected.